Below are brief profiles on each of our financial advisers…
Drew has spent his entire career in the financial sector. Joining HSBC in 1988 he later progressed to Bristol & West where he became a financial adviser in 1997. After a few years as a tied agent he wanted to expand his knowledge of the financial market by becoming an independent adviser. Following experience with several Clifton-based financial consultancies, he co-founded Crystal Wealth Management in 2003.
Drew advises private and corporate clients on the full spectrum of financial planning, modelling the cashflow they want and helping them see how they can retire comfortably.
Drew specialises in advising business owners and directors on business protection, self-invested personal pensions (SIPPs), and succession/retirement planning.
His main aims are to educate his clients, creating the best tax efficiency for them that brings them peace of mind.
He is a keen golfer and loves spending his time socialising with his family and friends.
Christopher moved into financial services after 12 years specialising in personal and corporate taxation matters.
He joined HMRC in 1977 and later switched to major accountancy firms specialising in the personal taxation arena. He worked for accountants Ernst and Whinney (now Ernst and Young). He then switched to financial services in 1988, joining the multi-national independent advice firm, Noble Lowndes part of the Hill Samuel Group.
He co-founded Crystal Wealth Management in 2003 and now specialises in long term family tax planning, working with the different generations to ensure that the burden of Inheritance Tax and Capital Gains Tax is kept to a minimum, maximising the returns from investments.
He brings his values of honesty and integrity, together with his high level of professional qualifications and 40 years’ experience to translate ‘tax speak’ into plain English, assisting his clients with both their short and long term financial objectives.
In his spare time, he loves playing golf, travelling and has recently started to follow motor sports.
Andrew is the son of co-founder John Morrison. He joined the company after completing his law degree and having previously enjoyed a successful career in the oil and gas industry, working across several regions of the world.
After joining Crystal Wealth in 2016, Andrew gained his professional qualifications to enable him to help clients understand and achieve their financial planning objectives. He enjoys working with individuals and small businesses to build trusted relationships for the long term.
Andrew is Bristol born and bred and lives in the city with his wife Sarah and children Henry, Kit and Felicity. He is a keen rugby player and is currently Club Captain of Ashley Down Old Boys RFC. When he is not on the rugby field, Andrew plays golf and enjoys spending time with family and friends.
Nick started working in the Financial Services industry in 2004 for Clerical Medical, three year later he attained his Certificate in Financial Planning and then the Diploma in Personal Financial Services (Dip PFS) in 2011.
He continued his career with Scottish Widows supporting Independent Financial Advisers with his technical knowledge of pensions and investments. Nick joined the Crystal Wealth Management team in 2019 to focus on helping his clients build and maintain their wealth and brings a significant level of experience to the team.
Nick is passionate about helping his clients fully understand their financial planning needs and then presents the most appropriate solution(s) for them, This gives clients peace of mind that their financial objectives are taken care of.
A family man, he keeps physically active and has a great love of sport. Nick has captained his local rugby club and now takes his son to his own matches. He also has a strong sense of community – playing his part, together with local villagers, by investing money to save the local pub from closure.
You can trace Peter’s financial services experience back to 1980. During his early career he worked for, and absorbed the trustworthy knowledge and values of, National Westminster Insurance Services, MGM Assurance (Britain’s longest-registered company) and Jelf IFM Financial Planning. Starting off advising individual policy-holders, he progressed to managing and mentoring financial advisers.
He specialises in investments, with a particular interest in pension funds. He also takes pride in his life assurance and inheritance tax planning advice, and works with a trusted network of solicitors and accountants to offer his clients a holistic financial approach. He co-founded Crystal Wealth Management in 2003.[…]
Hugh’s career in financial services began in 2001 as a para-planner, which is a qualified, knowledgeable resource who supports advisers in portfolio planning for clients. Having progressed through the ranks of mortgage adviser and business owner, in February 2019 Hugh joined the Crystal Wealth Management team.
He brings with him robust experience to offer to business and private clients, in investments, business protection, wills, trusts, tax and estate planning. In particular, he specialises in pension planning. This has evolved from his early interest in psychology and philosophy (he graduated with a bachelor’s degree in cognitive science) and a genuine desire to help people to define their values, shape their attitude to risk and realise their retirement aspirations. His experience as a business owner adds to his understanding of the particular opportunities for commercial clients’ pension planning.
A family man with two young children, Hugh enjoys cooking, all genres of music and enjoys exercise and the great outdoors.
David has followed in the footsteps of his father, John and brother Andrew, joining the business in 2020, he now works alongside Andrew as well as looking after clients of his own.
He is qualified in all areas of advice and enjoys complex areas of planning.
Out of the office, David is a keen sportsman, primarily active in playing golf and basketball. He coaches a local basketball team, the Totterdown Tigers in Bristol. He also enjoys cooking, music and spending time with his family, wife, Clare, daughter Millie and son, Rory.
Ben started his working career in financial services back in 2010 after getting a degree in computing and geography. With a keen interest in technology, he has spent most of his career working at investment platforms. This allowed him to have a great insight into working with advisers and clients.
After 13 years at Ascentric (now M&G) he decided to make the jump from working with advisers to becoming an adviser himself. His background allows him to provide a great insight into technology, investments, pensions, and tax planning.
Ben is always keen to work with clients over the long term to help individuals and businesses achieve financial stability and growth. It’s all about understanding the client’s financial position, objectives and goals and delivering them the best possible outcome. Outside of work Ben is an aspiring golfer and a keen supporter of Everton FC.