Retirement Planning For Business Owners

You want your retirement to be relaxing and comfortable.

When planning your retirement from your business, we believe it’s important to start with the end in mind. When you want to retire and the lifestyle you would like your retirement to give you.

That’s why we recommend a review of your pensions – for example, amalgamating with your current provision any pensions you accumulated before going into business, simplifying the situation and enhancing the eventual outcome. Very often it’s possible to get your future pension provision working hard in your business now, presenting attractive and tax-efficient investment opportunities and access to funds you may not be able to get elsewhere and at highly attractive rates.

Specialist retirement planning options include (but are not limited to):

  • Self-Invested Personal Pensions (SIPP)
  • Small Self-Administered Schemes (SSAS)*
  • Occupational Pension Transfers (OPT)*

*We engage the services of external specialists to assist in these areas.

Small Self Administered Schemes and Occupational Pension Transfers are regulated by The Pensions Regulator.

A pension is a long term investment. The fund value may fluctuate and can go down. Your eventual income may depend upon the size of the fund at retirement, future interest rates and tax legislation.

Contact us to arrange a free, no obligation, initial consultation.