Independent financial advisers supporting individual and corporate clients across Bristol, the South West and further afield
Truly independent financial advice
How Crystal Wealth works for you
Home : How we work with you
You are unique. No-one else has exactly the same circumstances as you. So it’s good we have access to the whole financial market and its myriad of choices, so we can select precisely the right solutions for you.
Whether you need ad-hoc advice for a specific purpose (with or without further guidance), or a complete financial planning service with regular, ongoing face-to-face reviews, you can rely on Crystal Wealth.
Any initial consultation is at our expense. However, we wish to make it clear from the outset, that we charge fees for our services. To this end, any work carried out beyond initial meetings will not proceed until the fees basis has been established and agreed. A copy of our “About Services and Fees” document is available upon request.
Crystal Wealth’s financial planning process
Place your mouse over each stage of the financial planning process to find out more...
1
Discuss your personal needs and aspirations
Your circumstances are unique to you. So, the first step in your financial planning process is to understand your situation and what you’d ideally like to achieve. During our initial meeting we’ll discuss your finances, your income, dependents – and, most importantly, your aspirations for the future. We’ll answer any questions you may have and make sure we’re the right fit for your needs.
1
Discuss your personal needs and aspirations
Your circumstances are unique to you. So, the first step in your financial planning process is to understand your situation and what you’d ideally like to achieve. During our initial meeting we’ll discuss your finances, your income, dependents – and, most importantly, your aspirations for the future. We’ll answer any questions you may have and make sure we’re the right fit for your needs.
2
Identify your objectives and develop achievable goals
Once you’ve had a chance to digest our initial discussions we’ll meet again to re-evaluate your goals in much greater detail.
2
Identify your objectives and develop achievable goals
Once you’ve had a chance to digest our initial discussions we’ll meet again to re-evaluate your goals in much greater detail.
3
Establish your attitude to risk
If your personal goals include an element of investment planning (which most people’s do) we need to establish the level of risk you feel comfortable with and understand your capacity for loss. Greater risks can mean greater potential rewards but also potentially greater losses. Your attitude to risk, and what stage you are at in your life, will have a great bearing on what is appropriate for you. Don’t worry – we have straightforward, tried and tested ways to help you decide the level of risk right for you.
3
Establish your attitude to risk
If your personal goals include an element of investment planning (which most people’s do) we need to establish the level of risk you feel comfortable with and understand your capacity for loss. Greater risks can mean greater potential rewards but also potentially greater losses. Your attitude to risk, and what stage you are at in your life, will have a great bearing on what is appropriate for you. Don’t worry – we have straightforward, tried and tested ways to help you decide the level of risk right for you.
4
Develop a plan
Once we have agreed your goals and attitudes we can start to plan your portfolio. As truly independent advisers we can research the whole market for policies and investments which are absolutely right for your circumstances. We’ll set out our recommendations in an easy-to-digest plan to discuss with you. Of course, nothing is final until you’re completely happy.
4
Develop a plan
Once we have agreed your goals and attitudes we can start to plan your portfolio. As truly independent advisers we can research the whole market for policies and investments which are absolutely right for your circumstances. We’ll set out our recommendations in an easy-to-digest plan to discuss with you. Of course, nothing is final until you’re completely happy.
5
Implement the agreed strategy
When you’re absolutely happy with your financial plan we will implement it. But this is just the beginning of your future…
5
Implement the agreed strategy
When you’re absolutely happy with your financial plan we will implement it. But this is just the beginning of your future…
6
Monitor, refine, adapt
If you’d like us to, we can monitor and review your portfolio on an ongoing basis to ensure you’re getting the best value and performance on the market. If you prefer to manage this yourself, that’s also fine but we strongly encourage you to take an active interest in your wealth management. Here’s to a financially secure future…
6
Monitor, refine, adapt
If you’d like us to, we can monitor and review your portfolio on an ongoing basis to ensure you’re getting the best value and performance on the market. If you prefer to manage this yourself, that’s also fine but we strongly encourage you to take an active interest in your wealth management. Here’s to a financially secure future…
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Crystal Wealth Management Ltd offers independent financial advice to individuals, families, business owners and directors
and is aimed at UK Residents only.
Crystal Wealth Management Limited trading as Crystal Wealth is an appointed representative of In Partnership the trading name of The On-Line Partnership Limited which is authorised and regulated by the Financial Conduct Authority.
© 2020 Crystal Wealth Management Limited | Registered Office: 19 Portland Square, Bristol, BS2 8SJ
FCA registration number: 717673 Registered in the UK Company number: 04931573
