Independent financial advisers supporting individual and corporate clients across Bristol, the South West and further afield

Bristol Office: 0117 923 2320

Yate Office: 01454 314 970

Helping to create, enhance and preserve your wealth


For individuals and families

Life doesn’t always go according to plan, so you need to ensure you’re not disadvantaged by the financial consequences of unexpected events.

Income protection (Permanent Health Insurance)

A tax-free income if you become unable to work for an extended period.


Life assurance

None of us is immortal! Could your family cope without you?


Critical illness cover

This policy will cover you and your family if you’re diagnosed with a life-threatening illness. It’s a huge weight off your mind at a time when you need to put your energies into recovery or making the most of the time you have left.


Mortgage protection

Your mortgage is likely to be the biggest loan you ever have. Your home is probably your biggest asset  but it can be at risk if you find yourself unable to keep up repayments.

Protection policies can provide life cover (in the event that you unexpectedly pass away) and/or critical  illness cover (if you are diagnosed with and survive one of a predetermined range of life-altering illnesses).


Family income benefit

These types of policy can offer you life cover and/or critical illness cover. Family income benefit will  provide an ongoing income for your family.


Whole of life

This insurance is payable in the event of the policy-holder’s death. You can use this type of policy in conjunction with inheritance tax planning, to the advantage of your family and inheritors.


Private medical insurance (PMI)

Avoid long NHS waiting lists and increase your chances of a quick or full recovery.

Protection policies we can discuss and offer include:

Contact Us

for more information



Life Cover (non-investment) and income protection: The plan will have no cash value at any time, and will cease at the end of the term.
If premium are not maintained, then cover will lapse

Critical Illness: The policy may not cover all definitions of a critical illness.
For definitions of illnesses covered please refer to the Key Features and Policy Documents


Crystal Wealth Management Ltd offers independent financial advice to individuals, families, business owners and directors
and is aimed at UK Residents only.

Crystal Wealth Management Limited trading as Crystal Wealth is an appointed representative of In Partnership the trading name of The On-Line Partnership Limited which is authorised and regulated by the Financial Conduct Authority.

© 2020 Crystal Wealth Management Limited  |  Registered Office: 19 Portland Square, Bristol, BS2 8SJ

FCA registration number: 717673      Registered in the UK     Company number: 04931573