Independent financial advisers supporting individual and corporate clients across Bristol, the South West and further afield

Bristol Office: 0117 923 2320

Yate Office: 01454 314 970

Helping to create, enhance and preserve your wealth

Business protection:

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Your business relies on you and your key people. While equipment and other tangible assets can be relatively easily replaced, vital personnel cannot. Business protection provision helps shield your company against financial losses incurred by the serious illness or death of key staff. It protects against prolonged periods of reduced profits and against loans being recalled upon the death of a director. It also keeps ownership under control, for example when beneficiaries inherit shareholdings.


Business protection agreements can, and often do, make the difference between survival and the decline of the business. At the very least they can ease the strain caused by seriously challenging, unforeseen events. What’s more, many schemes are very tax-efficient, making them an even more attractive investment.


Business protection agreements include:

safeguarding your business and its beneficiaries, today and tomorrow




Key person




loans and






life plan

Mouse over each of the five Business Protection Agreements to find out more

Contact Us

for more information


Families & Individuals

Life Cover (non-investment) and income protection: The plan will have no cash value at any time, and will cease at the end of the term.
If premium are not maintained, then cover will lapse.

Critical Illness: The policy may not cover all definitions of a critical illness.
For definitions of illnesses covered please refer to the Key Features and Policy Documents.

The tax treatment is dependent on individual circumstances and may be subject to change in future.

Crystal Wealth Management Ltd offers independent financial advice to individuals, families, business owners and directors
and is aimed at UK Residents only.

Crystal Wealth Management Limited trading as Crystal Wealth is an appointed representative of In Partnership the trading name of The On-Line Partnership Limited which is authorised and regulated by the Financial Conduct Authority.

© 2020 Crystal Wealth Management Limited  |  Registered Office: 19 Portland Square, Bristol, BS2 8SJ

FCA registration number: 717673      Registered in the UK     Company number: 04931573