Independent financial advisers supporting individual and corporate clients across Bristol, the South West and further afield

Bristol Office: 0117 923 2320

Yate Office: 01454 314 970

Helping to create, enhance and preserve your wealth

Your Advisers

Below are brief profiles on each of our financial advisers...

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David Birkett BSc DipFA

David has worked in financial services since 1988, becoming independent 10 years later. Specialising in protection, pensions and investments, David works closely with his clients, helping them to gain and retain financial peace of mind and to maximise their options. His ongoing pensions advice enables clients to have more informed choices for their retirement. He co-founded Crystal Wealth Management in 2003.


Meanwhile, he likes to offer a holistic approach to financial planning advice through his close associations with accountancy and legal professionals.


When not advising clients David maintains a keen interest in aviation and sports cars (he is a graduate in Aeronautical Engineering). He also takes rather more sedate pleasure in his touring caravan, which he, his wife and their dog use to explore the English countryside.

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Haydn Vaulters DipPFS

Haydn is steeped in financial services and has acquired a broad knowledge base. His career has progressed from bank assistant with NatWest, on through branch manager for a finance house and on to financial adviser – firstly as a tied agent and, since 1991, as an independent adviser. He co-founded Crystal Wealth Management in 2003.


He advises across the range of financial planning and investments, with a particular specialism in pensions. He attained the ‘G60’ higher qualification in pensions which additionally gives him a deep understanding of historic pension arrangements. He enjoys working closely with individuals, families and businesses, helping them to stay financially well organised and to achieve their financial and lifestyle objectives.


Haydn lives in Yate, north Bristol, where he established a second office for Crystal Wealth. His wife, Siân, manages the day-to-day accounting within the firm and they have one son, Liam.

Darren McGee DipPFS

Darren became interested in banking and finance in his late teens, at first deciding to run his own agency within the Co-operative Insurance, which he grew for 13 years. Seeking to broaden his horizons, he became an IFA in 2000, later graduating with the full suite of Financial Planning diplomas.


He says he “gets a buzz” from helping people to achieve their financial goals, specialising in maximising their pensions and investments, and their life assurance as a security. He primarily advises private individuals and company directors, offering regular reviews to ensure his clients stay financially healthy and on track.


A family man with traditional values, Darren is a hands-on dad and grandad. Not quite so traditionally, he took up learning to play the electric guitar … at age 50.

Peter Godsell DipFA

You can trace Peter’s financial services experience back to 1980. During his early career he worked for, and absorbed the trustworthy knowledge and values of, National Westminster Insurance Services, MGM Assurance (Britain's longest-registered company) and Jelf IFM Financial Planning. Starting off advising individual policy-holders, he progressed to managing and mentoring financial advisers.


He specialises in investments, with a particular interest in pension funds. He also takes pride in his life assurance and inheritance tax planning advice, and works with a trusted network of solicitors and accountants to offer his clients a holistic financial approach. He co-founded Crystal Wealth Management in 2003.


“Every individual’s financial planning is a journey, with very personal goals,” he says. “I like to take the necessary time and care to fully understand you, your family and your personal and business objectives. That way I can formulate a comprehensive, bespoke roadmap to ensure your financial wellbeing.”


Peter and his team regularly review his clients’ portfolios to ensure they’re on target in line with their aspirations and goals.

Peter has lived and worked in Bristol all his life. He is married to Lisa and they have two children. Outside of work he's a keen golfer and football supporter and on Saturday afternoons, you will find him at Ashton Gate cheering on his local team, Bristol City. His other interests are traveling and spending time with his family and friends and walking his two young dogs.

Reviews and Ratings for Financial adviser Peter Godsell, Bristol

John Morrison DipFA

Following a short teaching career, in 1987 John followed his interests in financial services, turning his tutoring and mentoring skills to people in need of financial advice. Initially representing Sun Life of Canada, John rose to lead a team of professionals.


Striking out as an independent financial adviser in 2001, he advises corporate clients but specialises in helping private individuals with their medium and long-term planning, continually assessing their unique financial portfolios and tolerance to risk, in pursuit of their financial goals. He co-founded Crystal Wealth Management in 2003.

Drew Brimblecombe DipFA

Drew has spent his entire career in the financial sector. Joining HSBC in 1988 he later progressed to Bristol & West where he became a financial adviser in 1997. After a few years as a tied agent he wanted to expand his knowledge of the financial market by becoming an independent adviser.  Following experience with several Clifton-based financial consultancies, he co-founded Crystal Wealth Management in 2003.


Drew advises private and corporate clients on the full spectrum of financial planning. He specialises in advising business owners and directors on business protection, group pensions and self-invested personal pensions (SIPPs), employee benefits packages and succession/retirement planning.

Christopher Hughes DipPFS

Christopher moved into financial services after 12 years specialising in personal and corporate taxation matters.


He joined HMRC in 1977 and later switched to major accountancy firms specialising in the personal taxation arena. He worked for accountants Ernst and Whinney (now Ernst and Young). He then switched to financial services in 1988, joining the multi-national independent advice firm, Noble Lowndes part of the Hill Samuel Group.


He specialises in investment, pensions and taxation matters for private clients. He sees Inheritance tax planning combined with pension legislation changes as the most important tools for the private client. He co-founded Crystal Wealth Management in 2003.


He continues to advocate independent private client services and this is supported by a high level of professional qualifications and over 35 years industry experience.

Andrew Morrison LLB DipPFS

Andrew is the son of co-founder John Morrison. He joined the company after completing his law degree and having previously enjoyed a successful career in the oil and gas industry, working across several regions of the world.


After joining Crystal Wealth in 2016, Andrew gained his professional qualifications to enable him to help clients understand and achieve their financial planning objectives. He enjoys working with individuals and small businesses to build trusted relationships for the long term.


Andrew is Bristol born and bred and lives in the city with his wife Sarah and son Henry. He is a keen rugby player and is currently Club Captain of Ashley Down Old Boys RFC and helps to coach the Ladies 1XV. When he is not on the rugby field, Andrew plays golf and enjoys spending time with family and friends.

Nick Skardon DipPFS

Nick started working in the Financial Services industry in 2004 for Clerical Medical, three year later he attained his Certificate in Financial Planning and then the Diploma in Personal Financial Services (Dip PFS) in 2011.


He continued his career with Scottish Widows supporting Independent Financial Advisers with his technical knowledge of pensions and investments. Nick joined the Crystal Wealth Management team in 2019 to focus on helping his clients build and maintain their wealth and brings a significant level of experience to the team.


Nick is passionate about helping his clients fully understand their financial planning needs and then presents the most appropriate solution(s) for them, This gives clients peace of mind that their financial objectives are taken care of.


A family man, he keeps physically active and has a great love of sport. Nick has captained his local rugby club and now takes his son to his own matches. He also has a strong sense of community - playing his part, together with local villagers, by investing money to save the local pub from closure.

Hugh Matthews DipPFS

Hugh’s career in financial services began in 2001 as a para-planner, which is a qualified, knowledgeable resource who supports advisers in portfolio planning for clients.  Having progressed through the ranks of mortgage adviser and business owner, in February 2019 Hugh joined the Crystal Wealth Management team.


He brings with him robust experience to offer to business and private clients, in investments, business protection, wills, trusts, tax and estate planning. In particular, he specialises in pension planning. This has evolved from his early interest in psychology and philosophy (he graduated with a bachelor’s degree in cognitive science) and a genuine desire to help people to define their values, shape their attitude to risk and realise their retirement aspirations. His experience as a business owner adds to his understanding of the particular opportunities for commercial clients’ pension planning.


A family man with two young children, Hugh enjoys cooking, all genres of music and has a passion for cars.

Andy Stevenson FCSI Chartered Wealth Manager

Andy’s career in Financial Services began in 1991 with Prudential, where he specialised in pension planning with Teachers & Lecturers. From there he progressed and broadened his experience by working for several Financial Advice divisions within the major banks, as both an Adviser and Senior Manager. Additionally, he has gained International Advisory experience having lived in Jersey for 5 years, from where he covered the Channel Islands, Isle of Man and Cyprus, alongside Managing and developing a Team of International Investment and Corporate Advisers.


Andy is qualified as a Chartered Wealth Manager and is a Fellow of the Chartered Institute for Securities and Investment. He is a firm believer in being able to provide Independent Financial Advice to his clients.


Andy is an ardent believer that by developing long term financial relationships coupled with a detailed understanding of his client's financial position, objectives & goals, always delivers the best financial outcome for them. Andy has always applied a simple mantra for the advice he provides his clients; “Would I recommend the same advice to my parents, family, friends or indeed myself.”


Andy also states, “During my financial services career, I have purposely sort to continuously broaden my experience and knowledge, which underpins the delivery of my Fiduciary duties and responsibilities to the clients I work with”.


He specializes in providing advice to both private & corporate clients and also Trustees.  Areas of expertise include investments, pensions, inheritance tax and protection planning.


Andy also works alongside a number legal and accountancy professionals in support of the advice to his clients.


Outside of work he is married with 2 grown up children, and alongside general fitness, enjoys the great outdoors including walking / hiking, which comes part and parcel of owning a Border Collie!

Taxation advice is not regulated by the Financial Conduct Authority

Crystal Wealth Management Ltd offers independent financial advice to individuals, families, business owners and directors
and is aimed at UK Residents only.

Crystal Wealth Management Limited trading as Crystal Wealth is an appointed representative of In Partnership the trading name of The On-Line Partnership Limited which is authorised and regulated by the Financial Conduct Authority.

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FCA registration number: 717673      Registered in the UK     Company number: 04931573